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At A1Loans, we are committed to making our website accessible to everyone, including individuals with disabilities. We strive to ensure that all visitors can have a seamless and enjoyable experience when accessing our site. If you encounter any accessibility barriers on our website or have any suggestions for improvement, please feel free to reach out to us.

ACCESSIBILITY STATEMENT

This statement was last updated on [enter relevant date].
At A1Loans, we are dedicated to ensuring the accessibility of our website for all individuals, including those with disabilities.

What web accessibility is

Web accessibility refers to the inclusive practice of removing barriers that prevent interaction with, or access to websites, by people with disabilities. This encompasses all disabilities that affect access to the web, including visual, auditory, physical, speech, cognitive, and neurological disabilities.

Accessibility adjustments on this site

We have implemented various adjustments to enhance the accessibility of our website in line with WCAG [2.0 / 2.1 / 2.2 - select relevant option] guidelines, and have aimed to achieve a level of [A / AA / AAA - select relevant option] compliance. Our efforts include optimizing the site for assistive technologies, such as screen readers and keyboard navigation. Some of the key adjustments we've made are:

  • Used the Accessibility Wizard to find and fix potential accessibility issues

  • Set the language of the site 

  • Set the content order of the site’s pages

  • Defined clear heading structures on all of the site’s pages

  • Added alternative text to images

  • Implemented color combinations that meet the required color contrast

  • Reduced the use of motion on the site

  • Ensured all videos, audio, and files on the site are accessible

Declaration of partial compliance with the standard due to third-party content [only add if relevant]

The accessibility of certain pages on the site depend on contents that do not belong to the organization, and instead belong to [enter relevant third-party name]. The following pages are affected by this: [list the URLs of the pages]. We therefore declare partial compliance with the standard for these pages.

Accessibility arrangements in the organization [only add if relevant]

[Enter a description of the accessibility arrangements in the physical offices / branches of your site's organization or business. The description can include all current accessibility arrangements  - starting from the beginning of the service (e.g., the parking lot and / or  public transportation stations) to the end (such as the service desk, restaurant table, classroom etc.). It is also required to specify any additional accessibility arrangements, such as disabled services and their location, and accessibility accessories (e.g. in audio inductions and elevators) available for use]

Requests, issues, and suggestions

If you find an accessibility issue on the site, or if you require further assistance, you are welcome to contact us through the organization's accessibility coordinator:

  • [Name of the accessibility coordinator]

  • [Telephone number of the accessibility coordinator]

  • [Email address of the accessibility coordinator]

  • [Enter any additional contact details if relevant / available]

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AF Credit is a trading name of Avalon Financial Limited registered in England & Wales under Company Number:  16865484.

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© 2026 by AF Credit & Avalon Financial Limited.

 

Important Information - Please Read

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Any mortgage, loan, or debt facility (hereafter referred to as a “debt solution”) secured against property may be subject to repossession if repayments are not maintained.

 

All lending is subject to underwriting and is not guaranteed. Lending facilities may not be available to all applicants. All credit decisions are made solely at the discretion of AF Credit.

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Bridging loans are short-term finance solutions secured against property or other assets. These products carry a higher level of risk and are intended for borrowers who fully understand the obligations, costs, and risks associated with short-term borrowing.

 

Some bridging loans are not regulated by the Financial Conduct Authority (FCA), particularly where lending is for business or investment purposes. Unregulated lending does not benefit from the protections available under FCA-regulated products.

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AF Credit acts solely as a lender and does not provide independent financial advice or make recommendations to its clients.

 

Borrowers are responsible for obtaining their own professional, legal, tax, and financial advice before entering into any lending arrangement. Borrowers and introducers must provide all information requested honestly and must not mislead the lender. Any information that may affect the borrower’s ability to repay or comply with the loan agreement must be disclosed prior to completion.

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AF Credit is committed to Treating Customers Fairly and complies with all applicable Anti-Money Laundering (AML) and Know Your Customer (KYC) obligations.

 

All applicants are required to satisfy our due diligence and underwriting requirements. We reserve the right to request identification, proof of funds, and source of wealth documentation at any stage of the application process. AF Credit also reserves the right to decline any application at its sole discretion, without obligation to provide a reason.

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By proceeding with an application, the borrower confirms that they understand and accept the risks associated with secured and short-term lending. The borrower is solely responsible for ensuring the facility is suitable for their circumstances, affordable, and capable of being repaid in full within the agreed loan term.

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AF Credit operates a professional services-based business model with no reliance on high-risk labour supply chains and we take reasonable steps to ensure ethical business practices across our operations.

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© 2026 AF Credit | All Rights Reserved

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