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Bridging Calculator

Fast Completions, Certainty of Funds​
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Our Bridging Loan Calculator helps you estimate monthly interest payments, total loan cost and borrowing amounts for short-term property finance. Ideal for investors, landlords and developers.

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Simply enter your loan amount, term and interest rate to receive an instant estimate. Results are indicative and designed to support early-stage planning - our team can provide a tailored quote based on your property, exit strategy and funding structure.​​

Loan Criteria

Our Process

Simple. Fast. Straightforward.

Get a quote

Discuss your requirements with our team for a tailored quote, or apply online for a fast decision.

Submission

Following receipt of your application, we’ll request the necessary information to assess affordability and suitability for the product.

Once confirmed, we’ll approve your application and valuation type on the same day.

Legal & Valuation

Once valuations and legal requirements are complete, we’ll provide a formal offer for your review before funding your loan.

Case Study 1: South London

Background of the deal:

The client required urgent bridging finance secured against a part single, part two-storey detached vehicle showroom. We completed using a no-valuation structure, meeting a tight 10-working-day deadline to fund an onward purchase following exchange of contracts.

0.89%

Per Month

10 

Months

Chigwell .png

50%

LTV

£700k 

Loan

FAQ

Frequently asked questions

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Email: enquiries@AFCredit.co.uk

Call: 01451 514563

AF Credit is a trading name of Avalon Financial Limited registered in England & Wales under Company Number:  16865484.

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© 2026 by AF Credit & Avalon Financial Limited.

 

Important Information - Please Read

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Any mortgage, loan, or debt facility (hereafter referred to as a “debt solution”) secured against property may be subject to repossession if repayments are not maintained.

 

All lending is subject to underwriting and is not guaranteed. Lending facilities may not be available to all applicants. All credit decisions are made solely at the discretion of AF Credit.

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Bridging loans are short-term finance solutions secured against property or other assets. These products carry a higher level of risk and are intended for borrowers who fully understand the obligations, costs, and risks associated with short-term borrowing.

 

Some bridging loans are not regulated by the Financial Conduct Authority (FCA), particularly where lending is for business or investment purposes. Unregulated lending does not benefit from the protections available under FCA-regulated products.

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AF Credit acts solely as a lender and does not provide independent financial advice or make recommendations to its clients.

 

Borrowers are responsible for obtaining their own professional, legal, tax, and financial advice before entering into any lending arrangement. Borrowers and introducers must provide all information requested honestly and must not mislead the lender. Any information that may affect the borrower’s ability to repay or comply with the loan agreement must be disclosed prior to completion.

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AF Credit is committed to Treating Customers Fairly and complies with all applicable Anti-Money Laundering (AML) and Know Your Customer (KYC) obligations.

 

All applicants are required to satisfy our due diligence and underwriting requirements. We reserve the right to request identification, proof of funds, and source of wealth documentation at any stage of the application process. AF Credit also reserves the right to decline any application at its sole discretion, without obligation to provide a reason.

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By proceeding with an application, the borrower confirms that they understand and accept the risks associated with secured and short-term lending. The borrower is solely responsible for ensuring the facility is suitable for their circumstances, affordable, and capable of being repaid in full within the agreed loan term.

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AF Credit operates a professional services-based business model with no reliance on high-risk labour supply chains and we take reasonable steps to ensure ethical business practices across our operations.

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© 2026 AF Credit | All Rights Reserved

0330 043 1527

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